Shop Pay

GET IT NOW.
PAY OVER TIME.

Choose between 4 interest-free payments or longer monthly payment plans starting at 0% APR.

→ No late fees, no surprises
→ Apply in a few simple steps
→ Manage from the Shop app
→ Visit the Help Center at shoppay.affirm.com

PAYMENTS YOUR WAY

Choose the payment plan and terms that work best for you. There are no fees or penalties for paying down or paying off your loan early.

PAY IN 4

Purchases $50-$999

Payments every 2 weeks

Interest-free

No impact to your credit score

PAY MONTHLY

Purchases $150-$17,500

3, 6, or 12-month terms

Rates from 0-36% APR

No impact to your credit score to apply

Ask a store representative how to get started

Rates from 0-36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Shop Pay Installments are subject to eligibility and are provided by Affirm’s lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. More options may be available upon approval. State notices to consumers: affirm.com/licenses. Minimum purchase amounts may vary by retailer.